A new car, or even a high-quality used car, is a major purchase. That is why Dan Cummins is proud to offer an unbeatable finance center to help you make your purchase fit with your budget. Our team of in-house finance experts will work with you to find competitive financing rates and make sure that you can afford your dream car. We will also help walk you through the purchasing process, value your trade-in if you have one, and explain the different options you have available to pay for your new vehicle. Most importantly, we will handle everything in a transparent manner that keeps you in the loop.
What Does Financing Entail?
If you are getting ready to finance your first car or simply haven’t bought a car in a while and want to brush up on the details, don’t worry - we are here to get you up to speed. While some people can simply write a check for their next vehicle, the vast majority of our customers work with our finance center to pay for their purchase. The world of finance can be complex, and all of the technical terms may leave your head spinning, but the team here at Dan Cummins knows how to make the whole process as painless as possible.
Financing a vehicle means securing a loan from a bank or other financial institution to pay for your vehicle. Technically, this means your lender buys the vehicle for you, and then you pay them for it over a determined period of time. When you finish paying off the loan, the lender officially transfers ownership of the vehicle to you. At Dan Cummins, we work with a wide variety of lenders, including GM Financial, to ensure that you find a loan with competitive terms. Everyone is looking for something different in an auto loan, so we will keep you in the loop as we search for something that meets your needs.
For some customers, a good auto loan is one that offers a long loan period to minimize monthly payments. However, other customers are looking for a short loan period to reduce the total loan amount. Of course, everyone is interested in finding a loan with the lowest possible interest rates. No matter what you are looking for in your auto loan, the finance team here at Dan Cummins will help you find it. We do our best to give you a quick and convenient shopping experience that will never leave you wondering what exactly you just agreed to.
Our finance center does not just handle auto loans. More and more drivers are turning to leases as a way to get behind the wheel of a modern vehicle at a lower price. With a lease, you are paying for the right to use the vehicle for a set period of time - usually three years. When your lease is up, you are then free to either lease a brand-new vehicle or buy your leased vehicle at a lower price. This means leases are a great option for anyone who always wants to drive the latest model or someone who wants an extended test drive before committing to a purchase. When you visit Dan Cummins, our finance center can set you up with some of the best Chevy and Buick lease deals around.
We Make Financing Easy
Buying a new car is a complicated process, and after spending hours choosing the perfect vehicle, the last thing you want is to get bogged down by sorting through all the possible financing options for it. No one enjoys slogging through paperwork, and at Dan Cummins, we promise to provide a streamlined and transparent financing process that will get you behind the wheel of your new car as fast as possible.